Nutmeg State Financial Credit Union

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No monthly fees • Earn more on savings • Local member service

Here’s what you need: • 5 minutes • Valid ID • $5 to open your account Who can join: Members and employees of The Community Impact Fund; members of the American Consumer Council; spouses of persons who died while within the field of membership of this credit union; employees of this credit union; persons retired as pensioners or annuitants from the above employment; volunteers; members of their immediate family or household; organizations of such persons; and corporate or other legal entities in this charter.&nbsp; By selecting "Open My Account" you agree to receive helpful updates from Nutmeg State FCU via email (unsubscribe anytime). We’re required by federal law to verify your identity when opening accounts.

Quick Details

🔒 Bank-level security • NCUA insured

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Join 60,000+ members who bank local

Welcome to Better Banking

As shown on your ID

We will contact you at this email address with updates related to your application

I agree to the <a target="_blank" rel="noopener noreferrer" href="https://onboard.nutmegstatefcu.org/organization/nutmeg-account-opening/disclosures/nutmeg-state-fcu-esign-agreement-disclosure--consent---11022026">E-Sign Agreement &amp; Disclosure</a> and our <a target="_blank" rel="noopener noreferrer nofollow" href="https://nutmegstatefcu.org/tools-resources/privacy-policy/">Privacy Policy</a>.

Enter your name exactly as it appears on your ID.

USA Patriot Act Notice To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institution to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We also may ask to see your driver’s license or other identifying documents.

Let’s start with your name.

Please enter your current residential address (not a P.O. Box).

Street Address

Apartment Number (Optional)

City

State

Zip Code

What’s your home address?

We’ll send your debit card and statements to this address.

What’s your mailing address?

Must be 18 or older to open an account

E.g., Teacher, Retired, Student

We’re required by federal law to collect this information to verify your identity and prevent fraud.

Let’s verify your identity.

We found existing membership information on file for you. Would you like to use one of the memberships below?

Let’s verify your identity

Please choose the accounts you wish to open today.

Select at least one account. Your $5 membership deposit will open your savings account.

Let’s set up your accounts.

As shown on their ID

They'll receive account notifications here

For account security only

If you have their information handy, we can add them now. You can also add joint owners later.

Would you like to add a joint applicant?

Enter their current residential address to verify their identity.

What’s their home address?

We’ll send account documents to this address.

What’s their mailing address?

We’re required by federal law to collect this information to verify their identity.

Let’s verify your joint applicant’s identity.

Enroll me in ID Theft Protection <a target="_blank" rel="noopener noreferrer" href="https://onboard.nutmegstatefcu.org/organization/nutmeg-account-opening/disclosures/nutmeg-state-fcu-id-theft-protection-form-digital---11022026">(</a><a target="_blank" rel="noopener noreferrer" class="fwb" href="https://onboard.nutmegstatefcu.org/organization/nutmeg-account-opening/disclosures/nutmeg-state-fcu-id-theft-protection-form-digital---11022026">Enrollment Form</a><a target="_blank" rel="noopener noreferrer" href="https://onboard.nutmegstatefcu.org/organization/nutmeg-account-opening/disclosures/nutmeg-state-fcu-id-theft-protection-form-digital---11022026">)</a>

Authorize overdraft coverage on ATM and debit purchases <a target="_blank" rel="noopener noreferrer" href="https://onboard.nutmegstatefcu.org/organization/nutmeg-account-opening/disclosures/nutmeg-state-fcu-privilege-pay-combined---11022026">(</a><a target="_blank" rel="noopener noreferrer" class="fwb" href="https://onboard.nutmegstatefcu.org/organization/nutmeg-account-opening/disclosures/nutmeg-state-fcu-privilege-pay-combined---11022026">Agreement &amp; Disclosures</a><a target="_blank" rel="noopener noreferrer" href="https://onboard.nutmegstatefcu.org/organization/nutmeg-account-opening/disclosures/nutmeg-state-fcu-privilege-pay-combined---11022026">)</a>

These services are completely optional. Choose what works for you.

Want to add extra protection?

9-digit number on your checks

Found on your checks or bank statement

How would you like to fund your new accounts? No deposits will be initiated before your account is opened. Please allow 3-5 business days for transactions to finalize. 

Initial Deposit

Please select the account you would like to use to fund the products you are opening with us today.

Account Selection

Log in to your existing bank to fund your new checking account.

Link your current bank account so we can wirelessly transfer funds as soon as your new account is opened.

By clicking "Link Account", you agree to our partner Plaid’s <a href="https://plaid.com/legal/terms-of-use/" target="_blank">Terms of Use</a> and <a href="https://plaid.com/legal/#consumers" target="_blank">Privacy Policy</a>.

Let’s link your bank account.

Membership requires a $5 savings deposit. Add more to any account if you’d like.

How much would you like to deposit?

By checking this box you agree to Stripe's <a href='https://stripe.com/legal/ssa' target='_blank'>Terms and Conditions</a>.

Your card will not be charged until the account is opened.

Deposit Amount

Card Payment

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To join Nutmeg State FCU, you must meet one of these criteria - <a style='text-decoration: underline; color: inherit;' href='https://nutmegstatefcu.org/belong/become-a-member/' target='_blank'> Learn More</a>

We'll share your name and email with CIF so they can send you their monthly financial education newsletter (unsubscribe anytime).

I consent to join the Community Impact Fund - <a href='https://app.hubspot.com/documents/8770997/view/751312283?accessId=90a36c]' target='_blank'>Learn more</a> | <a href='https://communityimpactfund.org/privacy-notice/' target='_blank'>Privacy Policy</a>

*If you are adding a joint applicant, an ID verification session will be emailed to them that must be completed prior to opening the account.

Final Details

Speed up your approval with a quick ID check. Just use your phone's camera and a valid ID - takes 2 minutes.

You will need one of the following ID documents:<ul style='margin: 8px 0 12px 0; padding-left: 20px;'><li>Driver's license</li><li>State ID</li><li>U.S. Passport</li></ul>Your ID's information must match what has been provided in the application.

Having trouble? You can skip this step and verify your ID later by going back to the previous page.

ID Verification

Almost done! Review your info and make any changes before submitting.

By submitting, you agree to these documents: <a target="_blank" rel="noopener noreferrer" href="https://onboard.nutmegstatefcu.org/organization/nutmeg-account-opening/disclosures/nutmeg-state-fcu-privacy-security-notice---11022026">Privacy Document</a> <a target="_blank" rel="noopener noreferrer" href="https://onboard.nutmegstatefcu.org/organization/nutmeg-account-opening/disclosures/nutmeg-state-fcu-membership--account-agreement---11022026">Membership &amp; Account Agreement</a> <a target="_blank" rel="noopener noreferrer" href="https://onboard.nutmegstatefcu.org/organization/nutmeg-account-opening/disclosures/nutmeg-state-fcu-funds-availability-policy-disclosure---11022026">Funds Availability Policy</a> <a target="_blank" rel="noopener noreferrer" href="https://onboard.nutmegstatefcu.org/organization/nutmeg-account-opening/disclosures/nutmeg-state-fcu-fee-schedule---11022026">Fee Schedule</a> <a target="_blank" rel="noopener noreferrer" href="https://onboard.nutmegstatefcu.org/organization/nutmeg-account-opening/disclosures/nutmeg-state-fcu-eft-agreement--disclosure---11022026">EFT Agreement</a> <a target="_blank" rel="noopener noreferrer" href="https://onboard.nutmegstatefcu.org/organization/nutmeg-account-opening/disclosures/nutmeg-state-fcu-truth-in-savings-disclosure---11022026">Truth In Savings Disclosure</a> <a target="_blank" rel="noopener noreferrer" href="https://onboard.nutmegstatefcu.org/organization/nutmeg-account-opening/disclosures/nutmeg-state-fcu-truth-in-savings-disclosure-cds---11022026">Truth In Savings Certificates Disclosure</a>

Review

What happens next? If we need any supporting documentation to open your account, we'll let you know by email. Please respond promptly to avoid any delays in opening your account. Otherwise, we will review your application and will contact you within 1-2 business days via email or phone with a decision. We look forward to serving you! Questions in the meantime? Email: <a target="_blank" rel="noopener noreferrer nofollow" href="mailto:MemberServices@nutmegstatefcu.org">MemberServices@nutmegstatefcu.org</a> Phone: (860) 513-5000 option 5 <a target="_blank" rel="noopener noreferrer nofollow" href="https://www.nutmegstatefcu.org/">Learn more about Nutmeg State FCU →</a>